At Hillside Dental, we often remind our patients about the importance of utilizing their dental benefits to the fullest. As the year draws to a close, this becomes even more crucial. Here are five compelling reasons why you should make the most of your dental insurance before the year runs out.
1. Don’t Let Your Deductibles Reset
Most dental insurance plans have an annual deductible — the amount you must pay out-of-pocket before your insurance company starts to cover a portion of your expenses. If you’ve already met your deductible for the current year but still require some dental work, it would be wise to get it done now. If you wait until the new year, your deductible will reset, and you’ll have to pay it again before your benefits kick in.
2. Annual Maximums Will Be Renewed
Dental insurance companies typically set an annual maximum, which is the highest amount they’ll pay for your dental work within a year. If you haven’t reached your annual maximum yet, consider scheduling those pending treatments or check-ups. Unused benefits do not roll over to the next year, so it’s beneficial to use them while you can.
3. Premiums Should Be Put to Good Use
If you’re paying premiums for dental insurance, it only makes sense to utilize these services. Regular check-ups and preventative care are critical for maintaining oral health, and they are usually covered by insurance. Not using these benefits essentially means leaving money on the table.
4. Dental Problems Can Worsen Over Time
Postponing dental treatments isn’t just bad for your oral health; it can also lead to more extensive (and expensive) procedures down the line. A simple cavity left untreated can turn into a root canal treatment. By using your insurance before the year ends, you can address these problems early on and potentially save a lot of money and pain.
5. Fee Increases
Dental care costs can increase year after year due to inflation or increased cost of living. If your dentist adjusts their rates at the start of the new year (which many do), you could end up paying more for the same services. So, take advantage of current prices by scheduling your treatments before the year ends.
Take Advantage of Your Dental Benefits
Maximizing your dental benefits before the year ends is a smart move that can save you money and keep your oral health in top shape. At Hillside Dental, we’re committed to helping you understand and utilize your dental insurance benefits. Schedule an appointment today and let us help you maintain that healthy smile!
Remember, insurance is a use-it-or-lose-it scenario. Don’t let your hard-earned money go to waste. Make the most of your dental benefits while ensuring optimum oral health. Your smile will thank you!
Call Hillside Dental Today!
Ready to maximize your dental benefits? Contact our friendly team at Hillside Dental by phone at 915-566-9415, or fill out the form available on this page. We look forward to serving you with high-quality dental care tailored to your needs.